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Afterpay is an interest free payment plan option.

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Transaction value limits apply to Afterpay purchases made at Kloudsac; the minimum purchase amount is $50 and the maximum purchase amount is $1,000 whether you link your Afterpay account to either a credit or debit card.

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Afterpay is not available at Kloudsac for the purchase of back ordered or waitlisted merchandise.

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The funds for the first payment must be available on your nominated card at the time of checkout.

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For first time Afterpay customers, or customers yet to complete a full payment cycle with Afterpay, the first payment will be taken at the time of transaction with the remaining three payments deducted each fortnight over the remaining 6 weeks. For all future payments after the first completed purchase, the initial payment will be debited 14 days after the transaction, where the total transaction value is less than $500. If the purchase value is equal to or exceeds $500, the first instalment must be paid at the time of the transaction occurring.

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If you wish to return your goods, Kloudsac normal returns policy applies. If eligible for a full refund, your initial payment will be returned in full and the remaining payments cancelled at no charge.

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When you link your Kloudsac account to a credit or dedit card, please be aware that standard fees and charges may be applicable. Please refer to your card issuer’s terms and conditions for full details.

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If a payment is due from you but not received by Afterpay in accordance with the payment schedule, a $10 late payment fee will be charged, with a further $7 late payment fee added seven days later if the payment remains unpaid.